Does the Executor Plan the Funeral? US and Canada Differ

Written by Margaret Hale

Checked against 12 sources

Published

In many US states, the executor doesn't plan the funeral

  • In many US states, no: next of kin can outrank your executor. Texas ranks the executor sixth, after siblings. New York puts the estate fiduciary eighth. Ohio and Georgia put the personal representative ninth. Illinois is the exception: the executor ranks second. In most of Canada, the executor named in your will decides.
  • In the US, name the same person as your funeral agent too. A funeral agent is the person a signed state form or written declaration puts in control of your remains. In states that have one, the agent ranks ahead of family.
  • Keep your funeral instructions outside your will. A will is often read after the funeral. Give a copy to your executor and to the funeral home you choose.
  • Name a backup, and say where the money comes from. Some states give your person only 2 to 10 days to act. In Ohio, Michigan and Texas, the person who controls the funeral can end up on the hook for the bill.
On this page ShowHide
  1. Who decides your funeral, state by state
  2. Make your executor your funeral agent too
  3. Why your funeral wishes don't belong only in your will
  4. What your executor needs at the funeral home
  5. Who pays, and whether your person is on the hook
  6. Name a backup, because the clock is short
  7. If you don't name anyone
  8. In Canada
  9. What to set up next
  10. Sources

The executor (the person your will names to settle your estate) and the person who controls your funeral are two separate legal jobs. In the US, they're often different people unless you make them the same one. The rest of the planning lives in our funeral guides.

Who decides your funeral, state by state

Each state has a priority list for the right of disposition (the legal right to decide burial or cremation and sign for it). Here's where your executor lands without any extra paperwork.

Place Who ranks first Where your executor ranks Your lever
California A health care agent with funeral power Not on the list Health care power of attorney
Texas A person you name in a signed appointment Sixth, after siblings Texas appointment form
New York An agent named on the state form Eighth State form, two adult witnesses
Pennsylvania Your spouse, then next of kin No rank, but a valid will controls Your will
Illinois An agent you appoint Second Agent appointment
Ohio A representative you name in a declaration Ninth, in the "any other willing person" tier Written declaration
Georgia Your health care agent Ninth Advance directive or notarized affidavit
North Carolina Your own written authorization Not on the fallback list Witnessed statement, will, or health care power of attorney
Michigan A funeral representative you name (after any military designee) After all relatives Funeral representative designation
Ontario The executor named in your will First Your will

For your own state's full list, see who decides, by state.

Make your executor your funeral agent too

The fix in most of the US is one extra document. I'd name the same person for both jobs, so the person settling your estate is also the one who can sign at the funeral home.

  1. Find your state's form or declaration rules. Some states have an official form. Others set the rules in the statute.
  2. Sign it the way your state requires. Ohio wants a notary or two unrelated adult witnesses. Michigan wants two witnesses or a notary. North Carolina's stand-alone statement needs two witnesses. New York's form needs two adult witnesses, and you can read the rules in New York Public Health Law section 4201.
  3. Have your person accept. Texas and New York forms have an acceptance line for the agent. In Michigan, the representative accepts by signing an acceptance or by acting.
  4. Name a successor. Texas, New York, Illinois, Ohio and Michigan forms let you name one.
  5. Hand out copies. One to your agent, one to your backup, one to the funeral home.

In two big states, a health care power of attorney (the document naming someone to make medical decisions for you) can carry the funeral power. California's statutory form covers it in section 1.5, backed by California Health and Safety Code section 7100. Georgia's official advance directive does the same. A financial power of attorney does not.

Pennsylvania has no agent form at all. The routes are a valid will or a proven written "contrary intent." In Pennsylvania, I'd put the funeral decision in the will and also write a signed, dated letter naming the same person. An estate lawyer in Pennsylvania can confirm that fits your case.

For the forms themselves, see name an agent.

Why your funeral wishes don't belong only in your will

The funeral usually happens first. Wills can sit unread until after it, so instructions that live only in the will may arrive too late.

The person also matters as much as the paper. New Jersey's official agent form says the preferences you list don't bind your agent. Choose someone who will carry out what you wrote, not only someone who's willing.

  • A copy with your executor or agent
  • A copy with the funeral home you've chosen
  • A copy with your backup
  • A note at home, or a letter of instruction, that says where the originals are

The final wishes planner gives you a sheet to fill in and print.

What your executor needs at the funeral home

Asking a friend to do this feels like a big favor. It gets smaller when they show up with everything in one folder.

  • The original will, or a notarial copy
  • Photo ID
  • The signed agent form or declaration
  • Your prepaid funeral contract, if you have one
  • Cemetery plot papers, or a note saying there aren't any
  • Their contact details, already on file with the funeral home

In New York, a close friend without an agent form ranks below relatives on the default list. The form puts your person first. The whole checklist covers the rest of what to gather.

Who pays, and whether your person is on the hook

This is the question your friend will be too polite to ask.

State Is the person in control personally liable?
Texas Yes. The agent is liable for reasonable costs and can seek repayment from the estate.
New York No, unless the agent agrees to pay.
Illinois Yes, for reasonable costs.
Ohio and Michigan Yes. In Michigan, unless payment is ensured by a trust, insurance, a prepaid contract or similar.
Pennsylvania, Georgia, North Carolina No personal-liability rule found. Funeral costs are a priority claim against the estate.

Everywhere, whoever signs the funeral home contract is bound by it.

The fix is money your person can reach: a prepaid plan, insurance, or a payable-on-death account (a bank account that passes straight to the person you name) in their name. Write the money source in your plan. I wouldn't ask a friend to act without telling them, in writing, where the money is. More on this in who pays.

Name a backup, because the clock is short

If your person doesn't act in time, control passes down the list:

  • Georgia: 2 days after notice or 3 days after death, whichever is earlier.
  • Ohio: 48 hours after notice, or 72 hours if there's no notice.
  • Michigan: 72 hours after death is pronounced. A named representative who doesn't act within 48 hours of notice loses the role.
  • North Carolina: 5 days after notice or 10 days after death, whichever is earlier.
  • Texas: before the 6th day after notice or the 10th day after death, whichever is earlier.
  • Pennsylvania: no deadline.

If you're found late, some of these clocks may already have run. A backup who lives nearby helps, and so does a daily check-in routine with a friend or an app, so someone notices fast.

If you don't name anyone

Control falls to relatives first, then to a friend or a public official, depending on the state. Ohio and Georgia let "any other person willing" act after a written good-faith search for family. North Carolina's last tier is a person who showed "special care and concern."

Michigan has no friend tier: the medical examiner decides after 14 days. Texas law tells the county to inter, which means burial wording even if you wanted cremation. For who handles each job, see end-of-life planning.

In Canada

In Ontario, the executor named in your will decides, ahead of a spouse, adult children and parents. Their authority starts at death, without waiting for probate. A friend appears on no default list unless your will names them. In Abeziz v Harris Estate (1992), as WEL Partners describes it, a family friend named as executrix carried out a cremation over the mother's objection.

Your wishes guide the executor but don't bind them, so pick the person carefully. Ontario also warns that your representative may not be able to open a safety-deposit box until after the funeral. See binding in Ontario.

A power of attorney for personal care ends at death, as CLEO's plain-language guide says, so it can't carry funeral decisions.

Elsewhere: British Columbia's Cremation, Interment and Funeral Services Act makes written wishes in a will or preneed contract binding unless they're unreasonable. In Saskatchewan, a friend who isn't your executor ranks last and can't authorize cremation. In Quebec, your written funeral wishes bind your heirs under Civil Code article 42, so ask a notary to check yours. Rules differ by province; an estates lawyer can confirm yours.

What to set up next

Sources

  1. Public Health Law section 4201, New York State Senate.
  2. Health and Safety Code section 7100 and Probate Code section 4683, California Legislative Information.
  3. Health and Safety Code section 711.002, Texas Legislature.
  4. Disposition of Remains Act, 755 ILCS 65, Illinois General Assembly.
  5. 20 Pa.C.S. section 305 and section 3392, Pennsylvania General Assembly.
  6. Ohio Revised Code sections 2108.70 to 2108.89, Ohio statute text via FindLaw.
  7. O.C.G.A. section 31-21-7, Georgia statute text via FindLaw.
  8. G.S. 130A-420, North Carolina statute text via FindLaw.
  9. MCL 700.3206, Michigan Legislature.
  10. Appointment of Agent to Control the Funeral and Disposition of Remains, New Jersey Cemetery Board.
  11. Arrange a funeral, burial, cremation, alkaline hydrolysis or scattering, Government of Ontario.
  12. Pre-plan and pre-pay final arrangements, Government of Ontario.

A note from Margaret

I looked after my aunt, who had no kids and no one else. I only learned what was missing when she needed it: a ride home, a key holder, someone the hospital would listen to.